Fast Financial Solutions

Checking, savings and CD accounts subject to approval, which may include credit approval. No minimum opening deposit required for Level Up Checking or Level Up Savings. $500 minimum opening deposit required for CDs. Please see Product Terms & Conditions for additional product details. Visit our Help Center for additional information.

1. Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed.

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2. For Personal Loans, APR ranges from 1.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.

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3. Checking a rate through us generates a soft inquiry on a person’s credit report, which does not impact that person’s credit score. A hard credit inquiry, which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person.

4. The APR discounted rate is a discount that some customers may receive for taking out a loan to pay down existing qualifying debt paid directly by Rapid Finance; such rate is discounted from the rate given for taking a full cash loan. Not all applicants will qualify for the discount. Any actual discount rate will be determined at the time of application. The best APR discounts may be available to borrowers with excellent credit. Advertised discounted rates are subject to change without notice.


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5. Accounts subject to approval, which may include credit approval. No minimum opening deposit required. Please see Product Terms & Conditions for additional product details. Visit our Help Center for additional information.

                                                                                                                                                                                           Level Up Rate of 4.00% Annual Percentage Yield (“APY”) is accurate as of 06/01/2026. Standard Rate of 3.00% APY accurate as of 06/01/2026. Rates are variable and subject to change at any time without notice, at the sole discretion of the bank.                                                                                                                                                                                                                                                                                                                                              Level Up Rate is applied to the full balance of Level Up Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period. Otherwise, accounts will earn the Standard Rate. Interest payments, account bonuses, account credits and reversals or refunds from the bank are not considered deposits for rate evaluation purposes. All Level Up Savings accounts earn the Level Up Rate at account opening and continue to earn the Level Up Rate until the First Evaluation Period, to provide an opportunity to set up deposits. While accounts will not move from the Level Up Rate prior to the First Evaluation Period, the Level Up Rate is variable and subject to change at any time, including prior to the First Evaluation Period.                                                         

6. An Evaluation Period is a statement cycle. The First Evaluation Period will be the third statement cycle after you open your account, with any rate change becoming effective the next statement cycle. For example, if you open in August, the first Evaluation Period would be October with any rate change effective in November. Any rate changes will take place at the end of the first business day of the month and will be based on deposits in the previous statement cycle.                                                                                                                                                    

7. Members save over $2,220 on average by refinancing their auto loan. Based on the average experience of similarly situated borrowers who refinanced their existing auto loans (“Original Auto Loans”) with Auto Refinancing Loans from Rapid Finance Corporation(“Auto Refi Loans”) between January 2025 and June 2025. For this period, the average estimated remaining interest charges of Original Auto Loans was $9,007, and the average potential interest charges of corresponding Auto Refi Loans obtained by borrowers was $6,787. which represents a reduction in potential interest charges of $2,220. This reduction reflects the terms of Auto Refi Loans actually obtained by borrowers, not the terms of Auto Refi Loans offered to but not selected by borrowers. Reductions in potential interest charges are determined based on (a) our understanding of the APRs of Original Auto Loans, and (b) the corresponding APRs of Auto Refi Loans obtained by borrowers. Claims related to reductions in potential interest charges assume that Auto Refi Loans will be paid as agreed and are for illustrative purposes only. They do not directly relate to any estimated APRs, monthly payment amounts, or savings amounts communicated to you in connection with a specific Auto Refi Loan that we may advertise to you or that you may obtain from us. Depending on the state where you live, tax, title and other fees may apply, which could impact your total savings.                                                                                                                                                   

8. Between July 2025 to December 2025, 58% of Rapid Finance Personal Loans that were approved for funding (which is after your loan application is approved) on a given business day were disbursed within 24 hours. Actual availability of funds may vary and is dependent on multiple factors, including, but not limited to your receiving bank’s processing times and policies. A business day is defined as Monday through Friday and excludes the weekend and bank holidays.                                                                                                                                                      

9. Standard data and message rates may apply to Mobile Banking services. This includes the use of Rapid Finance Mobile, Rapid Finance Commercial, and other services. Android is a trademark of Google LLC. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.​                                                                                                                                                                                                                                                            Based on reviews collected by Trustpilot. All such reviews can be accessed at trustpilot.com/review/rapidfiannce.com. This is one person's experience. Individual results may vary.

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A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $27,198 for a term of 36 months, with an interest rate of 14.49% and a 6% origination fee of $1,632, for an APR of 17.32%. In this example, the borrower will receive $25,566 and will make 36 monthly payments of $936. Loan amounts range from $1,000 to $60,000 and loan term lengths range from 24 months to 84 months. Some amounts, rates, and term lengths may be unavailable in certain states, and may not be available for all Personal Loan products.

For Personal Loans, APR ranges from 5.96% APR to 35.99% APR and origination/processing fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination/processing fees are determined at the time of application. The lowest APR may be available to borrowers with excellent credit, subject to additional factors including, but not limited to, loan amount, loan term, and sufficient investor commitment. Advertised rates and fees are valid as of April 27, 2026, are subject to change without notice, and may not be available for all Personal Loan products and/or through all application channels or platforms.

Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.

© 2017-2026 and TM, NerdWallet, Inc. All Rights Reserved.

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Unless otherwise specified, all credit and deposit products are provided by Rapid Finance Corporation, N.A., Member FDIC, Equal Housing Lender (“Rapid Finance”), a wholly-owned subsidiary of Rapid Finance Corporation, NMLS ID 167989. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

Our mailing address is: Rapid Finance Corporation, N.A., 6255 Suder Ave, Toledo, OH 43611.

Rapid finance,” the “RFS” symbol, “TopUp,” and “DebtIQ” are trademarks of Rapid Finance Corporation.

© 2026 Rapid Finance Corporation. All rights reserved